Last Updated: October 2025
LTM Smart Pay is operated by Galexy IT Solution & Consultancy Pvt. Ltd.. The content and services provided through this app are for informational and digital transaction purposes only.
LTM Smart Pay does not provide financial, legal, or professional advice. Users should independently verify information and consult relevant professionals before making financial or legal decisions.
Galexy IT Solution & Consultancy Pvt. Ltd. and LTM Smart Pay shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this app, including transaction errors, data loss, or service interruptions.
The app may integrate third-party services such as payment gateways. We are not responsible for their content, policies, or practices. Users should review third-party terms separately.
We reserve the right to update or modify this Disclaimer at any time. Updated versions will be available in the app or website. Continued use constitutes acceptance of the updated disclaimer.
