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🔐 Privacy Policy

Last Updated: October 2025

LTM Smart Pay is a digital product owned and managed by Galexy IT Solution & Consultancy Pvt. Ltd.. We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and protect user information in compliance with applicable laws.

1️⃣ Information We Collect

We collect personal information such as name, mobile number, email address, transaction details, device identifiers, and usage data to improve security and service quality.

2️⃣ Purpose of Data Collection

  • Process payments and transactions
  • Verify identity and prevent fraud
  • Provide support and service updates
  • Improve app performance and security
  • Send promotional offers (with consent)

3️⃣ Data Sharing & Disclosure

We do not sell or trade personal data. Data may only be shared with trusted service providers such as payment gateways under strict confidentiality.

4️⃣ Data Security

We use advanced encryption and secure servers to protect user data from unauthorized access or misuse.

5️⃣ User Rights

Users may access, update, or delete their account information anytime by contacting our support team.

6️⃣ Cookies & Tracking

We may use cookies or local storage for login sessions and improving user experience.

7️⃣ Third-Party Services

We may integrate third-party payment or analytics services. Please review their policies separately.

8️⃣ Children's Privacy

Our services are not intended for children under 13 years of age.

9️⃣ Policy Updates

This Privacy Policy may be updated periodically. Updated versions will be available in the app and website.

🔟 Contact Us

LTM Smart Pay
(Operated by Galexy IT Solution & Consultancy Pvt. Ltd.)
📧 support@ltmsmartpay.com
📞 +91 6396834580